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Max Your Lot: Fourplex + Garden Suite Explained

Fourplex + Garden Suite: Can You Build 5 Units on 1 Lot?

Double the units, double the fun? Combining a fourplex with a garden suite (detached ADU) can skyrocket your rental yield, but it also creates a regulatory puzzle.

Bill 23 allowed more accessory units, yet local rules still bite. Here are the top tips:
Bill 23 allowed more accessory units, yet local rules still bite. Here are the top tips:

Zoning Limit


Ontario now generally permits up to 4 units per lot,

But most cities still cap it there.

  • Adding a 5th unit (like a laneway or garden suite behind a fourplex) usually exceeds the density limit.

  • You’ll likely need a zoning variance or even an official plan amendment — so don’t skip that check.


TRIPLE CHECK before proceeding or running your numbers!


Lot Coverage & Size


A garden suite has strict size caps:

  • Fire Code limit: Maximum 75 m² (800sqft) or 90% of the main floor, whichever is smaller (applies to 2–3 bedroom units)

  • City bylaws add more rules: Local rules may further restrict lot coverage, especially when stacking multiple units. Sometimes unfinished basements count as floor area, thus causing issues with the MAX area requirement.

  • Backyard room is tight: Double-check yard setbacks and total building coverage before finalizing your design


🔌 Separate Systems


Think of the garden suite as its mini-house:

  • Dedicated setup: Must have its address, kitchen, HVAC, and parking space

  • Fire safety first requires fire separation from the main home (especially if above grade)

  • Plumbing alert: If you’re planning a basement laundry or kitchen, don’t forget a backwater valve.


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